It is true there are many travel insurance type plans where travel insurance usually promises to cover you for cancellation or interruption of your trip. Usually there is some form of emergency medical care while you travel plus lost or stolen luggage, and various other problamatic occurrences.
Do yourself a favor and do not just jump into any old travel insurance plan, it is benificial to read the plan carefully and especially place a great deal of attention on the fine print. You can also ask your travel agent, tour operator, airline, or other companies involved with your travel plans to check any agreements you may have to sign. Not all but some agreements may include written guarantees.
You may look at several aspects of travel differently if you are up to date with your contracts because if you have a fully refundable airline ticket, you may decide that you would not need trip cancellation/interruption insurance. On the other hand, it may be worthwhile noting that certain insurance plans can protect you by covering the financial costs in case of many travel related situations.
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